Precision Loss Estimating Request an estimate

Water · Fire · Smoke · Reconstruction

Field-verified Xactimate estimates, built to hold up in review.

Fifteen years writing property-loss scopes on Long Island. We walk the loss, document every room in 360°, measure it properly and deliver a line-item estimate your team can stand behind.

Water-damaged living room with drywall cut at the flood line and a 360-degree camera on a tripod in the center of the room
15 yrswriting loss estimates
Every jobinspected on site
360°photos and measured sketch
ESX + PDFdelivered, ready to submit

What we estimate

Residential and light commercial property losses, scoped room by room with the codes, quantities and notes a reviewer expects to see.

Estimator holding a laser distance measure against a water-stained wall, moisture meter and clipboard nearby
  1. Water loss

    Mitigation and rebuild scopes, category and class documented, flood cuts, drying equipment and moisture mapping tied to the sketch.

  2. Fire & smoke

    Structure cleaning, sealing, demolition and reconstruction, with smoke migration traced room to room.

  3. Reconstruction

    Full rebuild estimates with matching, code-required items and trade sequencing written into the line items.

  4. Supplements & revisions

    Supporting documentation and line-item revisions for scope that was missed, hidden or added during the job.

How a job runs

  1. 01

    Send the loss

    Address, contact, loss type and anything you already have: photos, mitigation logs, the carrier estimate.

  2. 02

    Site inspection

    We walk the property, capture every room in 360°, take measurements and moisture readings, and note what's behind the finishes.

  3. 03

    Sketch & scope

    A measured floor plan goes into Xactimate, and the scope is written room by room from the field notes.

  4. 04

    Estimate delivered

    You receive the ESX file, a PDF estimate and a photo report, with turnaround agreed when the job is booked.

Fire-damaged kitchen with smoke-blackened ceiling and charred upper cabinets

Why on-site matters

Desk estimates are written from someone else's photos. Missed rooms, guessed dimensions and unseen damage turn into revisions, re-inspections and slower payments.

  • Measurements taken in the room, not estimated from photos
  • Hidden damage noted before it becomes a supplement fight
  • Photo documentation tied to every line that needs support
  • Local pricing and code knowledge for Long Island and NYC

Who we work for

Public adjusters

Detailed, defensible estimates for your files, so you can focus on the claim.

Restoration & mitigation companies

Overflow and full-service estimating when your team is stretched or between estimators.

General contractors

Insurance-ready Xactimate estimates for repair work you're bidding or performing.

Precision Loss Estimating prepares estimates for the companies that hire us. We are not a public adjusting firm and do not represent policyholders or negotiate claims.

Request an estimate

Tell us about the loss and we'll confirm scope, scheduling and fee before anything is booked.

Service area
Nassau, Suffolk and New York City